The First Payments Control Layer for LLMs
Create budgets and issue virtual cards from your dashboard. Your agents request access and spend automatically.
// Agent requests card access
const res = await fetch(url, {
method: "POST",
headers: {
"Content-Type": "application/json",
"X-API-Key": MOLTPAY_API_KEY
},
body: JSON.stringify({
reason: "Buy OpenAI credits",
amount: 5000
})
});{
"approved": true,
"card": {
"number": "4242...4242",
"cvc": "123",
"expMonth": 12,
"expYear": 2027
},
"reasoning": "Aligns with card goal."
}Enterprise-Grade Payment Control Layer
Programmatic card issuance with automated approval workflows and granular spending controls.
Budget Controls
Set per-card spending limits. Budget is tracked in real-time with automatic reservation and release.
Instant Card Issuance
Create virtual Visa cards from the dashboard with one click. Each card gets its own spending goal and limit.
LLM-Powered Approvals
An AI judge evaluates each request against the card's goal. Only purchases that match the intent are approved.
Real-Time CC Charging
Your saved credit card is charged only when the merchant processes the transaction. Reversals are auto-refunded.
Full Audit Trail
Every request is logged with LLM reasoning, budget status, charge amount, and payment intent ID.
Developer-First API
Simple REST API — POST reason and amount, get back card details. Authenticate with an API key.
How It Works
Human oversight through dashboard controls. Agent execution through API integration.
Dashboard: Create Cards & Add Payment
Issue virtual cards with spending goals and limits. Add a credit card to fund transactions when your agents spend.
Agent: POST /api/v1/request
Your agent calls the API with a reason and amount. An LLM judge evaluates the request against the card's goal, and budget limits are checked automatically.
Auto-Charge & Approve
If approved, the agent gets full card details. When the merchant charges the card, your saved CC is charged in real-time. Reversals are automatically refunded.
Built on Stripe Infrastructure
Powered by Stripe's proven payment infrastructure. We store no sensitive payment information — everything runs through Stripe's secure platform.
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Ready
256-bit
Encryption